Federal & Private Loans – Temple Law

Good credit is a requirement for a private loan and some lenders base the amount of their guarantee fees on the applicant’s credit rating. If you do not know what your credit rating is, or if you are concerned that you may not qualify for a private loan due to poor credit, you should obtain a copy of your credit report as soon as possible.

Loan Repayment Options – Temple Law

It may be beneficial to you to combine, or consolidate, all of your federal student loans into one loan, allowing you to make one monthly payment for all of your federal loans. All federal loan consolidations must be done through the Department of Education’s Direct Loan Consolidation program.

Frequently Asked Questions About Financial Aid – Temple Law

How do I apply for financial aid? Should I complete the FAFSA form if I have not filed my tax return yet? Do I need to provide my parents information for financial aid? Are evening students eligible for financial aid? The FAFSA is requesting information about my income from two years ago.

Alternative Data and Credit Scores: Will it Trigger CFPB Enforcement?

The Consumer Financial Protection Bureau (“CFPB” or “Bureau”) recently announced an effort to better understand how “alternative data” could be used to expand access to credit. Through a formal notice and request for information just published, the CFPB is trying to learn more about the potential to use what it calls “non-traditional” or “alternative” data points to develop …

Financial Literacy for Law Students – Voices at Temple

Financial Literacy for Law Students Larry Bridges Jr. Congratulations! You’re almost done with your first semester of law school. Like many students, you may have borrowed student loans to cover your tuition and living expenses.

Admitted/Entering Student Financial Aid Request Form

Law School Grant You must borrow at least $8500 in a Federal Direct Unsubsidized Loan to be eligible for a Law School Grant. Federal Direct Unsubsidized Loan Graduate Plus Loan You should only request this loan if you need to borrow more than the $20,500 maximum unsubsidized loan amount.

Bar Examination Loans – Temple Law

If you are denied for a bar loan based on your credit, you do have the right to appeal directly through the lender. You may be given the option of applying with a cosigner. However, a cosigner does not make up for a borrower’s unacceptable credit history.

SEC’s Leveraged Loan Market – The Temple 10-Q

On September 19, 2019, the Securities and Exchange Commission’s Investor Advisory Committee held a hearing to discuss the risks of increased leverage in the loan market and the potential impact leveraged loans and collateralized loan obligations (CLOs) could have on the broader economy.

Aid for LL.M., Graduate, and International Programs

You can apply with a credit-worthy endorser (co-signer) if you are not approved on your own credit. To apply for a Graduate PLUS loan, you must complete a Graduate PLUS loan application and a separate Graduate PLUS Loan MPN online at www.studentaid.gov. Please go to Federal and Private Loan Programs for more information about student loans …

Graduate Law Programs: Student Financial Aid Request Form

Graduate PLUS Loan Funding Amount. This request form is being used in conjunction with the Direct PLUS Loan Application (requires credit check), the electronic Master Promissory Note (MPN), and the Direct Loan Entrance Counseling which must be completed online at www.studentaid.gov.